E-cigarettes fall into a sweet spot of high appeal and satisfaction, but low harm, making them a promising tool for smoking cessation or switching for smokers who want to use nicotine but want to safely avoid deadly smoke
Ill throw half at it, a bigger chunk at it, but Im going to keep my liquidity, because again, to your point, by doing that, you are still with the intent of paying down that loan, but giving yourself maximum flexibility, which in finance, thats literally number one priority, I think, in a plan, in a strategy, is giving yourself maximum flexibility, if at all possible
For as long as I can remember which is really only as far back as age 13 because everything before that was just glitter glue and Nickelodeon shows I have craved cigarettes
Avoiding situations where you'll be tempted to smoke can also help
However, the 5As may be too time consuming for providers