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You can request that the tobacco use surcharge be waived any time during the year but: If you contact Emory-Benefits by March 31 , the change will be effective as of January 1 and you will receive a full refund of your tobacco user surcharges for January, February, and March

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Preventing chest pain can help improve your ability to exercise

It would not only make the tobacco effect last longer but will increase the overall impact

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